Dan Smith's Blog
The Bench is a Boundary
At a recent Social Security Disability hearing, I was [...]
Insurance Companies Protecting Themselves: Florida’s Non-joinder Statute
During a recent case, I had to explain to a client why we [...]
Social Networks as a Legal Tool
People use social networks every day. Their activities, [...]
Recent Updates:
Prevention and Support in Foreclosure or Bankruptcy
Bankruptcy Overview ♦ Chapter 7 ♦ Chapter 13 ♦ Chapter 11 ♦ Bankruptcy FAQs ♦ Support and Prevention ♦ Foreclosure ♦ Foreclosure FAQs
Consumers who are facing bankruptcies and/or foreclosure may feel intimidated, scared, or ashamed. The Coye Law Firm is here to help you during these tough financial times with resources to prevent or recover from a foreclosure or bankruptcy. Call our offices today to get the protection of an experienced, compassionate financial attorney who can help you and your family on the road to financial stability.
Prevention
There are many factors that lead to bankruptcy or foreclosure, such as job loss, poor financial planning, damaged homes, identity theft, fraud, etc. The attorneys at the Coye Law Firm know that one of the most financially devastating situations is when a loved one is injured and they have little or no health insurance.
Many people don't plan for the lost wages, medical bills, and high living costs that result from catastrophic injuries. If you are unexpectedly injured, your whole life can change. Not only do you have to recover physically, but your finances can be seriously hurt--even to the point that you lose your home or life savings. Begin protecting yourself today with these options:
- Establish a budget for you and your family. Major banks have financial calculators available on their websites, such as the ones at Bank of America and Wachovia. Use these valuable tools to consider your day-to-day expenses and set goals for the future of your money.
- Consider which savings or investing opportunities are best for your situation. Magazines such as SmartMoney and Forbes can help consumers with financial considerations ranging from simple tips to all levels of investing.
- Review your insurance policies carefully to ensure that they protect your interests. Even if you are young, you may want to protect your family from financial devastation by buying a life insurance policy.
- Consider developing a financial plan if your family experiences a sudden loss. Develop a will, plan your estate, or designate guardianship in order to protect your family's interests if a parent dies.
- Protect yourself and your rights by contacting the finance lawyers of the Coye Law Firm. Our firm welcomes tax cases, insurance cases, disputed benefits cases, and workers' compensation cases. Don't settle if your financial stability is put in jeopardy.
For help with foreclosures, be sure to visit the Making Home Affordable website developed by the U.S. Government to help struggling homeowners.
Support
Foreclosure or bankruptcy can be stressful and upsetting. It is important to know that you aren't alone in these financial struggles. Today's economy makes these unfortunate realities all too common. The Department of Housing and Urban Development offers many resources for those facing foreclosure, including counseling services offered by the Homeownership Preservation Foundation. Local workshops are also listed. Connecting with local homeowners or family members who are going through similar problems can be a good way to work through your family's problems when it comes to foreclosure. Community support can be very valuable in such circumstances, so investigate support groups in your area.
Consumers facing bankruptcy can attend free workshops or clinics to educate themselves in their communities. These individuals or families may also want to investigate support groups in their areas to feel supported by others in similar situations.
Legal Help
You don't have to face bankruptcy or foreclosure alone. The experienced lawyers of the Coye Law Firm know that many people find themselves in desperate financial situations because of unfortunate circumstances such as injury, natural disaster, or job loss. If you don't know where to start, call our offices today to speak with a member of our knowledgeable staff. We will guide you through a comprehensive financial recovery.
