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Wade Coye's Blog

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Car and Auto Accident

 Car Accidents Overview ♦ FAQs about Car Accidents ♦ Property Damage in a Car Accident ♦ Auto Insurance ♦ Auto Insurance FAQs ♦ No Fault Insurance 


The injuries or deaths resulting from car accidents often devastate individuals or families, so it is important to know the legal procedure that is involved. The Coye Law Firm's personal injury lawyer team can guide you through the process with personal consultations.

Types of Accidents

Cars are not the only cause of auto accidents. Boats, motorcycles, trucks, and semi-tractor trailers can cause damage and injury as well. The following types of impacts account for the most common motor vehicle accidents every year:

  • Read end collisions
  • Intersection accidents
  • Head on collisions
  • T-bone collisions
  • Rollovers
  • Side-swipes

These accidents can cause minor injuries such as cuts and bruises, broken bones, head and neck injuries, or burns. It is possible to recover from these injuries with appropriate medical attention. However, more serious injuries, including spinal cord injuries, paralysis, loss of limbs, disfigurements, or deaths, change lives forever. 

Claims in a Car Accident

The Coye Law Firm can help protect your legal rights if you are affected by a motor vehicle accident. If you are involved in one of these accidents, your claim may fall into one of the following categories:

  • Personal injury
  • Property damage
  • Wrongful death (if a fatality occurs)
  • Social Security disability (if a disabling injury results)
  • Worker's Compensation (if driving on the job)
  • Spouse's Loss of Consortium (if a spouse is seriously injured)
  • Parent's Filial Consortium (if a child is seriously injured)

Your claim may be against PIP (personal injury protection) insurance companies, uninsured motorist carriers, the other driver and his or her insurance company, or even the car manufacturer if a production defect was a factor in the accident. If you or a loved one has been injured or killed because of a motor vehicle accident, it is essential to protect your legal rights by calling the Coye Law Firm today. 

While your case is pending, you or a loved one should seek immediate medical attention for injuries sustained during the accident. Documentation of the accident plays a large part in your claim, so follow these steps:

  1. Take pictures of damage to each car and the surrounding area.
  2. Write down the names, addresses, and phone numbers of anyone who was involved with or witnessed the accident.
  3. Have damage repaired correctly, even if it requires seeking a second opinion.

The Florida Department of Highway Safety and Motor Vehicles has this easy to use form for anyone involved in a car accident. It reminds drivers of the important information that insurance companies may request. We can use this information to build your case and protect your rights if you have been involved in or affected by a motor vehicle accident.

Florida Motor Vehicle Accident Liability

The state of Florida is a no-fault state. The no-fault car insurance law means that if an insured driver is injured in an automobile accident, their minor injuries and lost wages will be paid for by their own insurance company regardless of who is at fault in the accident. The state requires drivers to carry insurance with at least $10,000 of Personal Injury Protection and $10,000 of Property Damage Liability.

Despite this law, many drivers in Florida are putting themselves and others at risk by driving with little or no insurance. The state has even earned the reputation of having the 5th highest percentage of uninsured motorists, estimated at 23%. 

Car accident cases can become complex very easily. Because Florida is known for its tourism, people from outside of the state or country visit and sometimes drive here while on vacation. The insurance laws can leave these drivers vulnerable if they are involved in a car accident. Even those living in the state may have complicated cases if they are driving a company vehicle, driving their own vehicle on company time, or are drivers for trucking companies. It can be difficult to determine who is liable for injuries in these circumstances, so having experienced legal counsel is vital. 

Read our white paper on out of state car accidents to learn more about different insurance policies and procedures in the United States.

By contacting the Coye Law Firm today, an experienced car accident attorney can assess your situation and determine if you have a claim and who you have it against. With offices in Orlando, Clermont, Kissimmee, and Melbourne, the Coye Law Firm can handle cases around the central Florida area as well as state-wide. 

If you or a loved one have car accident injuries, contact the Coye Law Firm today. 

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